Did you know that there are more than 6 million automobile accidents in the USA every year? Fortunately, typically, car accidents only lead to damage into property however, in one in three cases, automobile accidents also lead to personal injury.
Even if you have not had an accident before or you do not drive your car frequently, there’s always the possibility that you might be involved in an accident through no fault of your own. If you’re aware of the actions you should take following an automobile collision, you’ll be better prepared to protect yourself and your passengers from harm and you’ll know about what you will need to do protect yourself from unfair claims.
Stop Your Car or Truck
Whenever you’re involved in an auto crash, however minor, you must always stop.
One of the first things you’ll have to do is make certain that no one has been hurt and the scene of the injury is as secure as possible. To prevent the danger of a additional crash, put flares or warning lights round the stationary vehicles, and put your hazard warning lights on. If you’re on a busy street, stand well away from fast-moving oncoming traffic.
It’s a good idea to inform the authorities of an accident, even though there are no serious injuries. If there are any injuries or there’s a fire, then the ambulance and fire services should be advised too. It’s a fantastic idea to alert the authorities, even if it’s a minor accident, since you’ll need a police report to file with your insurance claim. If at all possible, the vehicles shouldn’t be moved before the authorities arrive.
Create a complete record of the Collision
When the police arrive it’s essential that give them an accurate record of what’s occurred. If you’re unsure of some of the facts, be fair about it, do not attempt to speculate or make assumptions. If you’re asked if you’re injured, it’s far better to say that you’re not certain, instead of to say no, because some injuries from automobile accidents only manifest themselves later on. If there are some third-party witnesses to the collision, you need to ask them to await the police to arrive, so that they can provide a statement.
You also need to take photos of any damage to other vehicles also. For those who have any injuries that are visible, take photos of that also. Sadly, there are those who will claim that much more harm was done to their vehicle than ever was. A photograph will let you dispute a spurious claim against your insurance. While creating a record of the injury is vital, you shouldn’t, obviously, impede the work of the emergency services and the police as you’re doing it.
If the police attend the scene of an auto collision, they’ll take all the details of those involved in the injury and of any witnesses. If the police don’t attend, you should get the names and addresses of all those involved, such as witnesses and passenger. It’s also advisable to exchange insurance details with all the drivers of the other vehicles involved. If the police are in attendance, the authorities should offer you a police report number. With that you’ll be able to acquire a copy of the police report to the collision. If the incident occurred on a state highway, you’re legally required to report the incident to the authorities.
Even if you don’t feel that you were injured, it’s a good idea to acquire a health checkup as soon as possible following a car crash. Injuries caused by automobile accidents often don’t become evident until a few days later. Even low-speed impacts can cause spinal damage and, even in the event you felt dazed by the collision, you might have suffered a mild concussion.
Keep All of the paperwork
Keep all of the paperwork you have about this accident in a document. This should include all correspondence, your own insurance telephone number, particulars of the claim adjuster managing the claim and the names and phone numbers of all those involved in the situation. You should also keep all the receipts for any expenses which you incur as a result of the collision, such as car repairs, medical expenses and the expense of a rental car if one was required.
It’s a good idea to contact a lawyer straight away once you’ve had a car crash. A good lawyer can allow you to protect your rights by advising you on the best way to be certain that evidence isn’t destroyed and by giving you advice on the preparation of your statement to your insurance provider. They will also help be certain that you receive the appropriate compensation of an auto crash and that you get the finest medical therapy.